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Health Benefits the Retail Industry Has Been Waiting For

Retail leaders know they should offer health benefits to attract and retain workers in a competitive market, but retailers often employ a mix of part-time and salaried employees that don’t match the one-size-fits-all traditional group health plans. And with the cost of group insurance rising every year, retailers are struggling to squeeze health benefits into budgets already under pressure from inflation.

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Amazing HRA Health Benefits for Retail Businesses

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Customized Health Reimbursement Arrangements (HRAs).

Our ICHRA and QSEHRA solutions offer customizable health benefits designed specifically for your retail business. We simplify the process, making it effortless to deliver excellent coverage tailored to your team's unique needs.

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Cost Efficiency & Tax Benefits.

HRA contributions by employers are generally tax-deductible, reducing the overall tax burden for your business while allowing you to budget more predictably.

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Simplified Administration and Effortless Compliance.

Our retail benefits software simplifies compliance and administration. The intuitive system manages paperwork and reporting, allowing you to spend more time focusing on your customers.

Take Command HRAs Simplify Health Benefits for Retail

Reduce Turnover and Retain Your Most Reliable Employees

Retail employees are more likely to leave when health benefits aren't provided, leading to disruptions and increased costs from high turnover. By offering flexible health benefits tailored to individual needs, such as an HRA, retail owners can retain valuable employees, lower turnover rates, and maintain a stable, reliable team.

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Offer Exceptional Health Benefits Tailored to Every Employee

Many employers want to provide employee benefits but struggle to find a one-size-fits-all plan. An HRA for retail employees allows each person to select a health plan tailored to their unique needs and preferences. This flexibility enhances employee satisfaction and loyalty, positioning your retail business as a desirable workplace.

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Provide Health Benefits to Full-time & Seasonal Employees

Offering HRA health benefits allows your retail business to provide flexible, personalized coverage for both full-time and seasonal employees. This approach boosts employee satisfaction, reduces turnover, and helps maintain a stable, productive workforce year-round.

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Case Studies

Check out these case studies to see how a retail business tackled the challenges of health benefits with the help of HRAs.

Aussie company solves for health insurance for US-based employees

Discover how an Australia-based skincare company successfully streamlined employee health benefits with Take Command. Read their story to learn how personalized health reimbursements improved their team's satisfaction and simplified administration.

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Getting Started with Take Command

Our retail benefits software makes it easy to implement and manage HRAs. 
With Take Command, you can offer competitive health benefits while staying in control of costs. 

ICHRA for Retail

A retail business of any size can use ICHRA to:

  • Tailor benefit allowances to match specific employee groups.
  • Offer coverage opportunities to employees working part-time or seasonal schedules.
  • Expand your benefits program as your retail business grows.

QSEHRA for Retail

A retail business with less than 50 full-time employees use QSEHRA to:

  • Create a benefits budget tailored to your retail business's financial objectives.
  • Offer uniform benefit allowances to all eligible employees.
  • Provide outstanding health benefits without requiring minimum employee participation.

Easy Enrollment Process

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Create
tailored plans.

With our retail benefit software, you can design personalized benefits for your team and find expert support whenever you need it.

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Smooth
onboarding.

We take care of the entire onboarding process, making sure your employees are well-informed and comfortable with their new HRA.

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Effortless
reimbursement.

Our platform makes tax-free reimbursements easy, offering straightforward reporting and easy-to-follow instructions.

Resources for Retail

Want more info about HRAs? Explore our resources below, which are designed to simplify health benefits for owners in retail.

E-Commerce Benefits: Ecommerce Health Insurance Management
E-Commerce Benefits: Ecommerce Health Insurance Management

Explore smart, affordable health insurance solutions tailored specifically for small retail businesses. Learn how to support your employees' health, boost retention, and maximize your budget with practical tips and expert insights.

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Implementing Low-Cost Wellness Programs
Implementing Low-Cost Wellness Programs

Discover practical strategies for implementing low-cost wellness programs at your retail business. Boost employee health, morale, and productivity without breaking your budget—expert tips

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Managing health insurance for employees in multiple states
Managing health insurance for employees in multiple states

Many restaurants have multiple locations. So where does that leave your health benefits strategy? While it can be a nightmare, there are better options out there.

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Let's talk through your HRA questions

Fill out the form below to connect with our team and see if an HRA is a good fit.

Grow Your Retail Business Without the Turnover